Independent representative — not an employee of Impact Health Sharing or ACN.
Most directory reps cover a few cities. Kim Williams covers all fifty states. She is based in Coralville, Iowa. Call or text (319) 594-5910.
If your premium climbed again and you assumed that was just how insurance works, that is the conversation she has all day: healthcare sharing vs. the plan you have now, with numbers for your household.
Beyond healthcare sharing
As an independent ACN associate she also handles Xoom Energy, Flash Mobile, IDSeal, Vivint, and NMI card processing when those are a fit. Ask — do not assume you need all of them.
Independent ACN associate for Xoom Energy — not a Xoom or ACN employee.
If you want to compare electricity or natural gas plans in a deregulated market, call Nick S at (305) 491-4597. He is based in Miami and sets people up with Xoom Energy remotely — no office visit.
Xoom Energy supplies the power; your utility still delivers it. You pick a plan, Xoom handles the switch.
States he covers
California, Connecticut, Delaware, Georgia, Illinois, Indiana, Kentucky, Maine, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Texas, Virginia, plus Washington, D.C.
Enter your ZIP on his Xoom enrollment page after you talk, or start with a call if you want a human first.
Independent representative — not an employee of Impact Health Sharing or ACN.
If you are in Youngstown, New York (the Niagara River village, not Ohio) and you want to talk to a person about Impact Health Sharing, call Katherine “Katy” Reese at (716) 799-3752.
She is an independent Impact Health Sharing associate and an independent ACN associate. The listing is on FindSalesRepNow so customers can find her without a warm market or a call center.
Where she covers
New York, Pennsylvania, Ohio, New Jersey, Connecticut, Massachusetts, Vermont, New Hampshire, Maine, and Rhode Island. Buffalo, Rochester, Syracuse, Pittsburgh, Cleveland, and Boston are in range.
What to ask on the call
Whether Impact Health Sharing is a fit vs. the plan you have now
What a household like yours actually pays per month
ACN essential services only if you ask — she will not invent a product list
Impact Health Sharing is a community medical cost-sharing program, not insurance. Katy walks through eligibility before anyone enrolls.
Our Member Spotlight series celebrates the independent reps who make FindSalesRepNow what it is. Every rep featured is an independent representative — not an employee or corporate agent of any company named.
Meet Katherine Reese
Katherine “Katy” Reese works out of Youngstown, New York — the village on the Niagara River, not the Ohio city people sometimes mix it up with. She helps households and small businesses across the Northeast find a better fit for healthcare sharing and everyday essential services.
She is an independent Impact Health Sharing associate and an independent ACN associate. If premiums keep climbing and the coverage keeps shrinking, her pitch is simple: you have options, and you can talk them through with a real person instead of a call center.
Where she works
Katy covers ten states: New York, Pennsylvania, Ohio, New Jersey, Connecticut, Massachusetts, Vermont, New Hampshire, Maine, and Rhode Island. Buffalo, Rochester, Syracuse, Pittsburgh, Cleveland, and Boston are all in range. Call or text and she will tell you whether your ZIP qualifies.
Impact Health Sharing
Impact Health Sharing is a community-based program, not insurance. Members share one another’s eligible medical costs. For a lot of families it is a budget-friendly way to take back control of healthcare spending, while keeping the freedom to choose the doctors they already trust.
ACN essential services
Alongside healthcare sharing, Katy helps people look at ACN essential services for home and business. She does not push a catalog of brands you did not ask for — she starts with what you actually need and whether a switch is worth it.
Katherine Reese — quick answers
Where is she based? Youngstown, New York (ZIP 14174), on the Niagara River north of Buffalo.
Does she cover my state? New York, Pennsylvania, Ohio, New Jersey, and the rest of New England listed above. If you are outside those ten states, search the directory for a rep closer to you.
Is Impact Health Sharing insurance? No. It is a community medical cost-sharing program. Katy walks people through eligibility before anyone enrolls.
Get in touch
Call or text (716) 799-3752, email katy144acn@gmail.com, or send a message through her listing. No pressure and no obligation.
Our Member Spotlight series celebrates the independent reps who make FindSalesRepNow what it is. Every rep featured is an independent representative — not an employee or corporate agent of any company named.
Meet Ronda Hertz
Central Florida is full of people who are self-employed, run a small business, or simply buy their own family cover — and who have watched the premium rise every year while the deductible rose with it.
Ronda Hertz is a certified Impact Health Sharing representative serving Lakeland, Orlando and Tampa. Her listing describes savings of up to 90 percent compared with traditional insurance, along with no deductibles, no copays and no waiting periods — and the honest thing to say is that whether those numbers apply to your household is exactly the conversation worth having with her.
What she actually does for you
Ronda specialises in cutting through the confusion. She explains how healthcare sharing works, compares it honestly to traditional insurance, and helps you find the plan that fits both your health needs and your budget.
That comparison matters, because healthcare sharing is not insurance and is not sold as insurance. Members of a sharing programme come together to share one another’s eligible medical costs. It suits a great many households very well and it is not right for everybody — which is why a free consultation with somebody local beats guessing from a website.
Also available
Flash Mobile for low-cost cellular, and IDSeal identity protection — two more monthly bills worth reviewing while you are already looking.
Where she serves
Lakeland, Orlando and Tampa, with local support across Central Florida.
Get in touch
Call (863) 274-8576 to schedule a free consultation, or send a message through her listing — it reaches her directly.
Our Member Spotlight series celebrates the independent reps who make FindSalesRepNow what it is. Every rep featured is an independent representative — not an employee or corporate agent of any company named.
Meet Nick S
Energy is one of the few household bills most people have never once shopped around for. You moved in, someone was already supplying the power, and that was that.
Nick S is an independent ACN associate who helps homes and small businesses across nineteen states and Washington, D.C. switch to Xoom Energy for electricity and natural gas. Based in Miami, his territory is one of the widest in this directory.
What actually changes when you switch
Less than people expect, which is the point. Xoom Energy is one of America’s largest retail energy providers, operating in deregulated markets nationwide. You pick the plan, Xoom handles the switch, and your existing utility carries on delivering your power exactly as before. The only thing that changes is who supplies it — no engineer visit, no interruption, no new meter.
Nick’s job is matching the plan to how you actually use power, rather than to a headline rate that suits somebody else’s usage pattern.
Where he works
California, Connecticut, Delaware, Georgia, Illinois, Indiana, Kentucky, Maine, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Texas and Virginia — plus Washington, D.C.
Get started
Enrol online in minutes at acn.xoomenergy.com — enter your ZIP code to see the electricity and natural gas plans available where you are, compare rates and sign up on the spot. Or call 305-491-4597 and talk it through with Nick first.
Our Member Spotlight series celebrates the independent reps who make FindSalesRepNow what it is. Every rep featured is an independent representative — not an employee or corporate agent of any company named.
Meet Michelle Baker
Twenty years of specialist experience with textured hair is not something you pick up quickly, and it is the reason clients drive across the Greater Toronto Area to sit in Michelle Baker’s chair.
Michelle and her team run Hair N Extensions Boutique in Whitby, Ontario — which is two businesses under one roof: a full-service salon, and a beauty supply bar open to everyone, not just stylists.
In the salon
Hair extensions, locs, braids and protective styles, tree braids (the invisible kind), colour, cuts and styling, and ongoing hair care and maintenance. Consultations are free, and the team uses them properly — the point is to find a look that suits your image, your personality and the life you actually lead, before you commit to anything.
As Michelle’s own description puts it: clients leave with a style that holds up in real life, not just in the chair.
At the beauty supply bar
A large in-store selection of premium hair care essentials — wigs, braiding hair, extensions, styling products and accessories. Salon-quality product, available to anyone who walks in. You do not need to book a service to shop.
Where to find her
1615 Dundas Street East, Whitby, Ontario L1N 2K9, with clients also served in North York.
The boutique draws from Whitby, Oshawa, Ajax, Pickering, Brooklin, Courtice, Bowmanville, Clarington and the wider Durham Region, plus North York and Toronto.
Book or get in touch
Call 647-348-7269, email hello@hairnextensions.ca, or book online at hairnextensions.ca.
Our Member Spotlight series celebrates the independent reps who make FindSalesRepNow what it is. Every rep featured is an independent representative — not an employee or corporate agent of any company named.
Meet Kim Williams
Most reps in this directory cover a handful of cities or a few states. Kim Williams covers all fifty.
She is an independent Impact Health Sharing associate based in Iowa (Coralville), working with individuals, families and small-business owners anywhere in the United States. If you have watched your premium climb every single year and assumed that was simply how it works — her whole argument is that you have options.
How healthcare sharing works
Impact Health Sharing is a community-based programme, not insurance. Members come together to share one another’s eligible medical costs. For a lot of families it works out as a budget-friendly way to take back control of healthcare spending, while keeping the freedom to choose the doctors and hospitals they already trust.
Why families call her
Lower monthly costs than many traditional plans
Programmes built for individuals, families and small businesses
Freedom to choose your own doctors and hospitals
Simple enrolment, with no long-term contracts
Available in all 50 states — wherever you live, she can help
Checking whether you qualify costs nothing. Call or text and Kim will walk you through the options and give you real pricing for your actual situation, rather than a headline figure that turns out not to apply to you.
Beyond healthcare
Kim also handles Xoom Energy for electricity and natural gas, Flash Mobile for low-cost cellular, IDSeal identity theft protection, Vivint smart home security, and NMI credit card processing for business owners. If you are already trimming one monthly bill, it is worth asking about the rest in the same conversation.
Kim Williams — quick answers
Does Kim cover my state? Yes. She works with members in all 50 states. She is Iowa-based (Coralville / Iowa City area code 319) and also listed in Minneapolis.
Is Impact Health Sharing insurance? No. It is a community medical cost-sharing program, not a traditional health insurance policy. Kim walks people through eligibility and real monthly pricing before anyone enrolls.
What else can she help with? Besides Impact Health Sharing, Kim is an independent ACN associate for Xoom Energy (electric and gas), Flash Mobile, IDSeal identity protection, Vivint home security, and NMI card processing.
Get in touch
Call or text (319) 594-5910, email kimwilliams.impact@gmail.com, or send a message through her listing. No pressure and no obligation.
Our Member Spotlight series celebrates the independent reps who make FindSalesRepNow what it is. Every rep featured is an independent representative — not an employee or corporate agent of any company named.
Meet Kathy & Don
Healthcare costs keep climbing, and for a lot of families and small-business owners across South Texas the monthly premium simply stopped adding up. Kathy and Don of KDService work with people at exactly that point — the moment you start wondering whether there is anything else out there.
They are independent representatives for Impact Health Sharing, serving the Rio Grande Valley.
What healthcare sharing actually is
It is worth being clear on this, because it is not insurance and it is not marketed as insurance. Instead of paying traditional premiums, members of a healthcare sharing programme come together to share one another’s eligible medical costs. For many families it works out as a budget-friendly way to take back control of healthcare spending — while keeping the freedom to choose their own doctors.
Whether it is right for you depends on your circumstances and whether you qualify, which is exactly what a conversation with Kathy and Don is for.
Why people reach out to them
A more affordable alternative to rising insurance premiums
Options for individuals, families and small-business owners
Honest, no-pressure guidance from real people rather than a call centre
A quick, free consultation to see whether it is a fit at all
They also handle Flash Mobile, IDSeal identity protection and Xoom Energy, so the same conversation can cover a few other monthly bills while you are at it.
Where they serve
McAllen, Edinburg, Mission, Pharr, Harlingen, Brownsville, Weslaco, San Juan and the greater Rio Grande Valley — with Impact Health Sharing available to qualifying residents across Texas.
Get in touch
Call 410-652-2454 for a free, no-obligation consultation, or send a message through their listing.
Our Member Spotlight series celebrates the independent reps who make FindSalesRepNow what it is. Every rep featured is an independent representative — not an employee or corporate agent of any company named.
Meet JGY Drug Free Wellness
The name says the whole positioning: drug free. JGY Drug Free Wellness is an independent Super Patch representative based in Ontario, working with people who would rather not add another bottle to the cupboard.
What Super Patch is
Super Patches are small wearables, free of drugs and chemicals, which the company describes as designed to enhance mind-body communication. They are worn rather than swallowed, which is the point — it is a different category from supplements, and it appeals to people who have decided they are done with pills.
The range is built around a set of everyday concerns: sleep, balance and stability, stress, mental clarity, metabolism, energy, endurance and focus. Which patch suits which person is exactly the sort of question worth asking a real representative rather than guessing from a product page.
Where they work
Ontario, Canada. Super Patch products ship across Canada, the United States, the United Kingdom and select countries in the European Union, so ask even if you are outside the province.
Get in touch
Call 289-927-2007, or send a message through the listing — it goes straight through, with no middleman.
Product descriptions above are the manufacturer’s and this rep’s own. Nothing here is medical advice and no claim here has been evaluated by a medical or regulatory authority. Talk to your doctor about anything affecting your health.
