If you are frustrated by climbing insurance costs and shrinking coverage, you aren’t alone. I’m Denise Johnson, and I help families and small businesses across the U.S. look at community-based healthcare sharing instead.
What is healthcare sharing?
A community-based healthcare sharing program, where members share one another’s eligible medical costs. It is not insurance and it is not right for every household. Instead of paying corporate premiums, a nationwide community shares medical expenses together. It is a different model, and it suits some households and not others — I will say so plainly.
Can I keep my own doctors?
Yes. There are no provider networks and no restrictions, so you are free to choose your own doctors.
How much could I save?
It depends entirely on your household, your age and what you are paying now. I would rather run your actual numbers than quote you a percentage. No savings are guaranteed and individual results vary.
Who is it a good fit for?
Families and small businesses carrying the full cost of their own healthcare, and self-employed people especially. If you are happy with an employer plan, you probably don’t need me.
Which areas does Denise serve?
I’m based in Seattle, Washington and I work with members across the United States. In Canada I offer energy services only — see my Alberta listing for that.
How do I find out what I would pay?
Call or text me and I will help you read whatever comes back.
Denise Johnson is an independent representative. FindSalesRepNow.com is an independent directory, not affiliated with, endorsed by or sponsored by any company listed. No savings are guaranteed; individual results vary. Updated November 2026.
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6 Reviews on “Denise Johnson — Healthcare Sharing (Nationwide, USA)”
Denise brings a level of care and expertise to this work that is rare. She genuinely understands the challenges families and businesses face with rising essential service costs and she has real solutions. I would not hesitate to refer her to anyone looking to take control of their finances.
I was skeptical at first, but Denise’s approach put me at ease immediately. She is transparent, well-informed, and focused entirely on what’s best for her clients. Within weeks of working with her, we saw a noticeable reduction in our monthly overhead. Exceptional service.
I had no idea how much my business was losing each month on essential services until Denise sat down with me and broke it all down. Her approach is methodical, clear, and completely pressure-free. She doesn’t just find you savings she educates you along the way so you understand exactly what you’re getting. Truly a professional in every sense of the word.
Denise is the kind of consultant who makes you wonder why you didn’t reach out sooner. She reviewed our household expenses thoroughly, explained our options in plain language, and helped us make decisions that have already made a measurable difference in our monthly budget. Her dedication to her clients is evident from the very first conversation.
As a single parent running a household on a tight budget, every dollar counts. Denise helped me see exactly where I was overspending on essential services and walked me through better alternatives with patience and zero judgment. She genuinely cares about the people she works with and it shows in everything she does.
Working with Denise has been one of the best financial decisions I’ve made for myself and my business. She reviewed our essential service costs and identified savings we were completely overlooking all while helping me understand how residual income could create long-term stability beyond just cutting expenses. Denise brings professionalism, honesty, and genuine care to every interaction. She doesn’t just offer solutions — she partners with you to make sure they actually work for your situation. I can’t recommend Saves With Denise highly enough!